The Urban Affairs Coalition’s Department of Community & Economic Development (CED) worked in partnership with its Housing & Foreclosure Prevention Task Force to provide a 2017 Foreclosure Prevention E-Guide. This E-Guide is updated with current information from HUD programs, as
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PHIL-Plus and Mini-PHIL Loans can be used for home repairs and improvements, and paying off debts, including past due utility bills. CED partners with two banks and over 20 nonprofit housing counseling agencies to provide the loans. To go through
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A reverse mortgage, also known as the home equity conversion mortgage (HECM) , is a financial product for homeowners 62 or older who have accumulated home equity and want to use this to supplement retirement income. To learn more, click
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The Credit Counseling Center is a Pennsylvania Housing Finance Agency (PHFA) and a United States Housing and Urban Development (HUD) approved agency. Our counseling is tailored to meet your unique needs. We offer both first-time homebuyer counseling, as well as
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PHA residents of scattered sites are offered the opportunity to purchase the home they currently occupy through the Scattered Sites Homeownership Program, also know as Section 5(h). To find out more, click here . Contact: Homeownership Division Phone: 215-684-8914 URL: http://www.pha.phila.gov/resident-services/homeownership/section-5(h)-homeownership.aspx Additional Information: Please see
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LHOP makes the dream of homeownership in Lancaster County more attainable and affordable for first time homebuyers through education and financial assistance. The goal of the Education Program is to prepare buyers to make better financial decisions by expanding their
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Tri-County HDC is a not for profit certified Community Housing Development Organization (CHDO) that promotes and develops affordable housing for low & moderate income individuals & families through rehabilitation, redevelopment, as well as new home construction projects. To find out
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The Delaware County Homeownership 1st Program provides up to $5,000 for down payment and closing cost assistance to eligible low/moderate income households interested in purchasing their first home in Delaware County. Contact: Carol Murdock Catania Phone: 610-891-5425 Email: cataniac@co.delaware.pa.us URL: Media
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MVI’s Housing Counseling Program provides services in individual and group settings to help clients achieve and maintain homeownership. Click here to learn more. Contact: Jonathan Weaver Phone: 412 464 4000 ext 4008 Email: jweaver@monvalleyinitiative.com URL: http://www.monvalleyinitiative.com/home-buying-guidance/housing-counseling-program/ Additional Information: Please contact MVI
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Up to $10,000 in closing cost assistance is available to eligible first time homebuyers within Montgomery County, PA. . Click here to learn more. Contact: Housing Programs Manager Phone: 610-278-3540 Email: kspringe@montcopa.org URL: www.montcopa.org/mchcd Additional Information: Program is 15 year silent second mortgage.
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* Unsecured Loan – no mortgage on your home * Fixed Annual Percentage Rate – up to 10 years * $1,500. minimum loan amount / $10,000. maximum loan amount * Streamlined approval process – so you can start quickly *
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The Pittsburgh Project Home Repair Ministry deploys more than 2,000 volunteers (mostly middle and high school students), along with technical support to provide minor repairs including: painting, drywall and carpentry for owner-occupied homes of those who physically or financially cannot
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Genesis Housing Corporation provides free housing counseling, credit and money management services for potential home buyers and homeowners. More information is available on our website and Facebook page. To find out more, click here Contact: Judith Memberg Email: jmemberg@genesishousing.org Phone:
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Habitat offers 30-year zero interest mortgages on Habitat built and rehabilitated affordable homes in Philadelphia. Accepted applicants must go through pre/post homeownership counseling and provide 350 hours of sweat equity. To find out more, click here Contact: Rita Calicat Email: ritac@habitatphiladelphia.org
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Explore a reverse mortgage. Work with our counselors to review products, features and benefits, eligibility, and alternatives. To read more, click here. Contact: Clarifi Team Email: clarifiteam@clarifi.org Phone: 800-989-2227 URL: https://clarifi.org/counseling/housing/reverse-mortgage Additional Information: There is a fee of $100 for this service. If a client’s
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Work one-on-one with our certified counselors to explore options to save your home. Options may include, federal, state and local programs, and mortgage modifications. Click here to learn more. Contact: Clarifi Team Email: clarifiteam@clarifi.org Phone: 800-989-2227 URL: https://clarifi.org/counseling/housing/delinquency
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The goal of the Chinatown Homeownership Initiative is to help the Chinese-speaking community overcome the barriers to homeownership and enhance financial literacy. Through homeownership education, mortgage counseling, financial literacy and outreach efforts, PCDC helps build wealth and prepares families for
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All of our services are tailored to each client’s unique circumstances. In the counseling process, we provide professional education, information and guidance so that each client can make informed choices based on the options available to them. Click here to
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The Fair Housing Council is a full-service HUD-Certified agency, serving the needs of renters and homebuyers throughout Central Pennsylvania. Click here to learn more. Contact: Nelva Wright Phone: 814-946-3651 URL: www.pafairhousing.org
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Homeownership counseling, Foreclosure Prevention and First time homebuyer education. Click here to learn more. Contact: Housing Counseling Department Phone: 814-946-3651 URL: http://blaircap.org/ Additional Information: Blair County Community Action is a HUD certified Housing Counseling Agency.
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NEPAhousing.org is a portal with a community toolkit for local government to improve housing stock and affordability. It leads to lackawannahousing,org and luzernehousing.org which are educational and informational sites for homeowners/buyers. Click here to learn more. Contact: In transition Email: info@institutepa.org Phone:
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USDA RD offers both home purchase and home repair loan products for those with very-low incomes to those with moderate incomes in rural Pennsylvania. Products include Direct subsidized loans for low income applicants, Guarantee loans for moderate income applicants and Direct
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Program of Education, credit restoration, financial assistance for low/mod income buyers. Click here to learn more. Contact: Deanna Vaughn Phone: 412-456-5062 x 3 URL: www.hacp.org
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Habitat for Humanity of Montgomery County offers home buyer opportunities and homeownership preparedness training for low to moderate income families looking to own homes of their own. We also offer critical home repairs for current low to moderate income families
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Housing Counseling Program to include First Time Homebuyer workshops, HEMAP application assistance and Credit Repair Counseling. Click here to learn more. Contact: programs@cactricounty.org Phone: 717-232-9757 URL: www.cactricounty.org Additional Information: Average length of service varies – workshops can be a few hours, credit repair
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