The Cumberland County Affordable Housing Trust Fund First Time Homebuyers Down Payment and Closing Cost Assistance Program can provide up to $5,000 in assistance to income qualified first time homebuyers who purchase single family homes in Cumberland County. The assistance
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Up to $10,000 in closing cost assistance is available to eligible first time homebuyers within Montgomery County, PA. . Click here to learn more. Contact: Housing Programs Manager Phone: 610-278-3540 Email: kspringe@montcopa.org URL: www.montcopa.org/mchcd Additional Information: Program is 15 year silent second mortgage.
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Portfolio first-time homebuyer program offering a low down payment and expanded qualifying ratios. Can be used in conjunction with other closing cost and down payment assistance programs. To find out more, click here . Contact: Rob Hironimus Email: rhironimus@fultonmortgagecompany.com Phone: 717-327-2609
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Freedom from rent; freedom to own; financial flexibility to buy or refinance a home! To find out more, contact Don Wargo (information below). Contact: Don Wargo Email: dwargo@wesbanco.com Phone: 412-902-3127 Additional Information: Purchase or Refinance; Maximum LTV 97%; No Mortgage Insurance Required; 15 or 30 year fixed rate; 3% sellers
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Centre County provides down payment and closing cost assistance in the form a zero percent, deferred loan to eligible home buyers. To find out more, click here . Contact: Linda Marshall Email: lmarshall@centrecountypa.gov Phone: (814) 355-6791 URL: www.centrecountypa.gov Additional Information: Interested
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The Bucks County First Time Homebuyer Program offers down-payment or closing cost assistance to qualified applicants who are purchasing in Bucks County. To find out more, click here . Contact: Sherry Pace Email: space@bchg.org Phone: 215-394-8259 URL: www.bchg.org Additional Information: There are income
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OPDC offers affordable homeownership opportunities to owner-occupants in the Oakland neighborhood of Pittsburgh, PA. Through our rehab-to-resale program, we purchase and renovate properties, and sell them with a five-year owner-occupancy contract to encourage neighborhood stability. Special financing is available from
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The State College Community Land Trust (SCCLT) assists individuals, couples, and families in buying affordable homes in State College Borough. A diverse mix of home owners strengthens our vibrant neighborhoods. SCCLT homes are sold to people with qualified incomes and
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Genesis Housing Corporation provides free housing counseling, credit and money management services for potential home buyers and homeowners. More information is available on our website and Facebook page. To find out more, click here Contact: Judith Memberg Email: jmemberg@genesishousing.org Phone:
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Habitat offers 30-year zero interest mortgages on Habitat built and rehabilitated affordable homes in Philadelphia. Accepted applicants must go through pre/post homeownership counseling and provide 350 hours of sweat equity. To find out more, click here Contact: Rita Calicat Email: ritac@habitatphiladelphia.org
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Sewickley Savings Bank offers two first time homebuyer options. To find out more, click here Contact: Thomas R. Ondek Email: tondek@sewickleysavingsbank.com Phone: 412-741-5000 URL: www.sewickleysavingsbank.com Additional Information: Option #1 LOW MONTHLY PAYMENT -The bank will lend up to 90% of the lesser of the appraised
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Construction Mortgages- Build the home from the ground up in a complete package. Keep expenses low with interest-only monthly payments during the construction phase Monthly payment is automatically converted to principle and interest at the end of the construction period
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Flexible loan programs are available that offer an alternative to conventional home loans. Government and affordability programs provide competitive rates, low down payment requirements, and unique mortgage insurance solutions. • TD Bank offers FNMA HomeReady®, FHA, VA, and USDA-RD programs.
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Adjustable Rate Mortgages If the borrower plans to move in a few years and is looking for lower up-front payments an adjustable rate mortgage is a great option. Here are a few key benefits: Interest rates are initially lower than
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Fixed Rate Mortgages- If the borrower plans to stay in the home for several years and prefers the stability of fixed monthly payments, a fixed rate mortgage may be the right choice. Here are a few key benefits: 30yr and
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The Keystone Home Loan provides Conventional financing up to 80% in addition to FHA, VA and RD loans. You may need to be a first-homebuyer, but if you plan to buy a home in a Targeted county or area; or
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The goal is to help union members and their families succeed financially through a unique program that features special benefits, a dedicated program structure, a trained sales force, and ongoing sales management routines to maximize the opportunity.Wells Fargo is the exclusive
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The Good Neighbor Next Door financing program is a neighborhood revitalization initiative provided through HUD. The initiative is designed to encourage law enforcement officers, eligible teachers, firefighters, and Emergency Medical Technicians (EMT) to live in the low- and moderate-income neighborhoods
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PathStone provides loan packaging for the USDA 502 Direct loan program. This is a 33-year loan 100% financing loan product which also offers subsidized interest and payments based on household income. Housing must be located in a rural-eligible area. Click here
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PathStone provides pre-purchase homeownership education classes and one-on-one pre-purchase education and credit counseling. PathStone offers and 8-hour class, as well as individual appointments. PathStone is a HUD-Approved housing counseling agency, and also provides pre-purchase education for clients obtaining mortgages through
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We help people who are over 62 to understand reverse mortgages (also known as Home Equity Conversion Mortgage or HECM) and to decide if this is a good option for them. This counseling is required by law before any lender
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The City of Scranton First-Time Homebuyer Program provides funds in the form of a forgivable, deferred-payment loan to income-eligible, first-time homebuyers who wish to purchase a home in Scranton. These funds assist the homebuyer with his/her down payment and closing
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The Lackawanna County First-Time Homebuyer Program assists moderate-income families and individuals with the purchase of their first home within Lackawanna County (excluding the City of Scranton). The program currently offers down payment subsidies of up to 15% of the mortgaged
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Habitat for Humanity of Beaver County provides decent, affordable housing for low to moderate income families and individuals who are not eligible for a conventional mortgage. Home buyers partner with HHBC to purchase their home with a no profit 0%
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The Fair Housing Council is a full-service HUD-Certified agency, serving the needs of renters and homebuyers throughout Central Pennsylvania. Click here to learn more. Contact: Nelva Wright Phone: 814-946-3651 URL: www.pafairhousing.org
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