Delaware County Office of Housing & Community Development: First Time Homebuyer Program

April 26, 2016August 22, 2016 HomeHUB Editorial Board 4499 Views Delaware

The Delaware County Homeownership 1st Program provides up to $5,000 for down payment and closing cost assistance to eligible low/moderate income households interested in purchasing their first home in Delaware County. Contact: Carol Murdock Catania Phone: 610-891-5425 Email: cataniac@co.delaware.pa.us URL: Media

Delinquency Prevention Foreclosure Home Repair and Improvement Post Purchase Pre-Purchase Purchase Refinance

Mon Valley Initiative: Housing Counseling Program

April 19, 2016February 8, 2017 HomeHUB Editorial Board 1779 Views Allegheny, Beaver, Butler, Fayette, Greene, Lawrence, Washington, Westmoreland

MVI’s Housing Counseling Program provides services in individual and group settings to help clients achieve and maintain homeownership. Click here to learn more. Contact: Jonathan Weaver Phone: 412 464 4000 ext 4008 Email: jweaver@monvalleyinitiative.com URL: http://www.monvalleyinitiative.com/home-buying-guidance/housing-counseling-program/ Additional Information: Please contact MVI

Purchase

Community Progress Council: York Homebuyer Assistance Program (YHAP)

April 13, 2016August 22, 2016 HomeHUB Editorial Board 1198 Views York

Down payment and closing cost assistance for eligible 1st time home buyers with low to moderate income at or below 80% of area median income. Assistance is provided in the form of a zero-interest, five (5) year forgivable loan, secured

Delinquency Prevention Pre-Purchase Purchase

Cumberland County Housing and Redevelopment Authorities: PHFA approved Cumberland County First Time Home Buyer Workshop

April 5, 2016January 19, 2017 HomeHUB Editorial Board 1153 Views Cumberland, Dauphin, Perry

The Cumberland County Housing and Redevelopment Authorities in partnership with the Pennsylvania Housing Finance Agency present the Cumberland County First Time Homebuyer’s Workshop. This workshop meets the requirements of and provides information for Cumberland County’s Affordable Housing Trust Fund Down

Purchase

Cumberland County: Cumberland County’s Affordable Housing Trust Fund Down Payment and Closing Cost Assistance Program

April 5, 2016August 22, 2016 HomeHUB Editorial Board 1146 Views Cumberland

The Cumberland County Affordable Housing Trust Fund First Time Homebuyers Down Payment and Closing Cost Assistance Program can provide up to $5,000 in assistance to income qualified first time homebuyers who purchase single family homes in Cumberland County. The assistance

Post Purchase Pre-Purchase Purchase

Montgomery County Department of Housing & Community Development: Montgomery County First Time Homebuyers Program

April 1, 2016August 22, 2016 HomeHUB Editorial Board 1103 Views Montgomery

Up to $10,000 in closing cost assistance is available to eligible first time homebuyers within Montgomery County, PA. . Click here to learn more. Contact: Housing Programs Manager Phone: 610-278-3540 Email: kspringe@montcopa.org URL: www.montcopa.org/mchcd Additional Information: Program is 15 year silent second mortgage.

Purchase

Fulton Mortgage Company: Homebuyer Advantage Plus (First-Time Homebuyer Program)

March 22, 2016August 22, 2016 HomeHUB Editorial Board 1509 Views Adams, Bedford, Berks, Blair, Bucks, Cambria, Centre, Chester, Clearfield, Clinton, Cumberland, Dauphin, Delaware, Fulton, Huntingdon, Lancaster, Lebanon, Mifflin, Montgomery, Philadelphia, Schuylkill, York

Portfolio first-time homebuyer program offering a low down payment and expanded qualifying ratios. Can be used in conjunction with other closing cost and down payment assistance programs. To find out more, click here . Contact: Rob Hironimus Email: rhironimus@fultonmortgagecompany.com Phone: 717-327-2609

Purchase Refinance

WesBanco Bank, Inc: WesBanco’s Freedom Mortgage Loan

February 18, 2016August 22, 2016 HomeHUB Editorial Board 1894 Views Allegheny, Beaver, Butler, Lawrence, Washington

Freedom from rent; freedom to own; financial flexibility to buy or refinance a home! To find out more, contact Don Wargo (information below). Contact: Don Wargo Email: dwargo@wesbanco.com Phone: 412-902-3127 Additional Information: Purchase or Refinance; Maximum LTV 97%; No Mortgage Insurance Required; 15 or 30 year fixed rate; 3% sellers

Purchase

Centre County: First Time Homebuyer Program

February 17, 2016August 22, 2016 HomeHUB Editorial Board 1187 Views Centre

Centre County provides down payment and closing cost assistance in the form a zero percent, deferred loan to eligible home buyers. To find out more, click here . Contact: Linda Marshall Email: lmarshall@centrecountypa.gov Phone: (814) 355-6791 URL: www.centrecountypa.gov Additional Information: Interested

Purchase

Bucks County Housing Group: Bucks County First Time Homebuyer Program

February 5, 2016August 22, 2016 HomeHUB Editorial Board 1622 Views Bucks

The Bucks County First Time Homebuyer Program offers down-payment or closing cost assistance to qualified applicants who are purchasing in Bucks County. To find out more, click here . Contact: Sherry Pace Email: space@bchg.org Phone: 215-394-8259 URL: www.bchg.org Additional Information: There are income

Purchase

Oakland Planning & Development Corporation (OPDC): Affordable Homeownership Opportunities

January 20, 2016August 22, 2016 HomeHUB Editorial Board 1022 Views Allegheny

OPDC offers affordable homeownership opportunities to owner-occupants in the Oakland neighborhood of Pittsburgh, PA. Through our rehab-to-resale program, we purchase and renovate properties, and sell them with a five-year owner-occupancy contract to encourage neighborhood stability. Special financing is available from

Purchase

State College Community Land Trust: Affordable Homeownership

January 19, 2016August 22, 2016 HomeHUB Editorial Board 1085 Views Centre

The State College Community Land Trust (SCCLT) assists individuals, couples, and families in buying affordable homes in State College Borough. A diverse mix of home owners strengthens our vibrant neighborhoods. SCCLT homes are sold to people with qualified incomes and

Credit Recovery Delinquency Prevention Post Purchase Pre-Purchase Purchase

Genesis Housing Corporation: Housing Counseling

January 11, 2016August 22, 2016 HomeHUB Editorial Board 1351 Views Berks, Bucks, Chester, Delaware, Montgomery, Philadelphia

Genesis Housing Corporation provides free housing counseling, credit and money management services for potential home buyers and homeowners. More information is available on our website and Facebook page. To find out more, click here Contact: Judith Memberg Email: jmemberg@genesishousing.org Phone:

Post Purchase Purchase

Habitat for Humanity of Philadelphia: Homeownership

December 22, 2015August 22, 2016 HomeHUB Editorial Board 1111 Views Philadelphia

Habitat offers 30-year zero interest mortgages on Habitat built and rehabilitated affordable homes in Philadelphia. Accepted applicants must go through pre/post homeownership counseling and provide 350 hours of sweat equity. To find out more, click here Contact: Rita Calicat Email: ritac@habitatphiladelphia.org

Purchase

Sewickley Savings Bank: Mortgage Financing Options for First Time Home Buyers

December 1, 2015October 3, 2016 HomeHUB Editorial Board 1109 Views Allegheny, Beaver, Butler, Washington

Sewickley Savings Bank offers two first time homebuyer options. To find out more, click here Contact: Thomas R. Ondek Email: tondek@sewickleysavingsbank.com Phone: 412-741-5000 URL: www.sewickleysavingsbank.com Additional Information: Option #1 LOW MONTHLY PAYMENT -The bank will lend up to 90% of the lesser of the appraised

Purchase

TD Bank: Construction Mortgages

November 13, 2015August 22, 2016 HomeHUB Editorial Board 981 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Construction Mortgages- Build the home from the ground up in a complete package. Keep expenses low with interest-only monthly payments during the construction phase Monthly payment is automatically converted to principle and interest at the end of the construction period

Purchase Refinance

TD Bank: Government & Affordable Housing Programs

November 13, 2015September 30, 2016 HomeHUB Editorial Board 1399 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Flexible loan programs are available that offer an alternative to conventional home loans. Government and affordability programs provide competitive rates, low down payment requirements, and unique mortgage insurance solutions. • TD Bank offers FNMA HomeReady®, FHA, VA, and USDA-RD programs.

Purchase Refinance

TD Bank: Adjustable Rate Mortgages

November 13, 2015August 22, 2016 HomeHUB Editorial Board 1258 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Adjustable Rate Mortgages If the borrower plans to move in a few years and is looking for lower up-front payments an adjustable rate mortgage is a great option. Here are a few key benefits: Interest rates are initially lower than

Purchase Refinance

TD Bank: Fixed Rate Mortgages

November 13, 2015August 22, 2016 HomeHUB Editorial Board 1085 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Fixed Rate Mortgages- If the borrower plans to stay in the home for several years and prefers the stability of fixed monthly payments, a fixed rate mortgage may be the right choice. Here are a few key benefits: 30yr and

Purchase

PHFA: Keystone Home Loan

November 10, 2015August 22, 2016 HomeHUB Editorial Board 1176 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Keystone Home Loan provides Conventional financing up to 80% in addition to FHA, VA and RD loans. You may need to be a first-homebuyer, but if you plan to buy a home in a Targeted county or area; or

Purchase

Union Privilege: Union Plus Mortgage Program

November 6, 2015August 22, 2016 HomeHUB Editorial Board 1067 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The goal is to help union members and their families succeed financially through a unique program that features special benefits, a dedicated program structure, a trained sales force, and ongoing sales management routines to maximize the opportunity.Wells Fargo is the exclusive

Purchase

HUD: Good Neighbor Next Door Financing Program

November 6, 2015August 22, 2016 HomeHUB Editorial Board 1036 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Good Neighbor Next Door financing program is a neighborhood revitalization initiative provided through HUD. The initiative is designed to encourage law enforcement officers, eligible teachers, firefighters, and Emergency Medical Technicians (EMT) to live in the low- and moderate-income neighborhoods

Purchase

PathStone: USDA 502 Direct Loan Packaging

November 6, 2015February 8, 2017 HomeHUB Editorial Board 1053 Views Adams, Cumberland, Dauphin, Franklin, Perry

PathStone provides loan packaging for the USDA 502 Direct loan program. This is a 33-year loan 100% financing loan product which also offers subsidized interest and payments based on household income. Housing must be located in a rural-eligible area. Click here

Credit Recovery Pre-Purchase Purchase

PathStone: Pre-Purchase Homeownership Education

November 5, 2015August 22, 2016 HomeHUB Editorial Board 1171 Views Adams, Chester, Cumberland, Dauphin, Franklin, Lancaster, Perry

PathStone provides pre-purchase homeownership education classes and one-on-one pre-purchase education and credit counseling. PathStone offers and 8-hour class, as well as individual appointments. PathStone is a HUD-Approved housing counseling agency, and also provides pre-purchase education for clients obtaining mortgages through

Purchase

Tabor Community Services: Reverse Mortgage (HECM) Counseling

November 2, 2015February 8, 2017 HomeHUB Editorial Board 967 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

We help people who are over 62 to understand reverse mortgages (also known as Home Equity Conversion Mortgage or HECM) and to decide if this is a good option for them. This counseling is required by law before any lender