Mon Valley Initiative: Housing Counseling Program

April 19, 2016February 8, 2017 HomeHUB Editorial Board 2197 Views Allegheny, Beaver, Butler, Fayette, Greene, Lawrence, Washington, Westmoreland

MVI’s Housing Counseling Program provides services in individual and group settings to help clients achieve and maintain homeownership. Click here to learn more. Contact: Jonathan Weaver Phone: 412 464 4000 ext 4008 Email: jweaver@monvalleyinitiative.com URL: http://www.monvalleyinitiative.com/home-buying-guidance/housing-counseling-program/ Additional Information: Please contact MVI

Purchase Refinance

WesBanco Bank, Inc: WesBanco’s Freedom Mortgage Loan

February 18, 2016August 22, 2016 HomeHUB Editorial Board 2399 Views Allegheny, Beaver, Butler, Lawrence, Washington

Freedom from rent; freedom to own; financial flexibility to buy or refinance a home! To find out more, contact Don Wargo (information below). Contact: Don Wargo Email: dwargo@wesbanco.com Phone: 412-902-3127 Additional Information: Purchase or Refinance; Maximum LTV 97%; No Mortgage Insurance Required; 15 or 30 year fixed rate; 3% sellers

Credit Recovery Delinquency Prevention Foreclosure Home Repair and Improvement Pre-Purchase Refinance

Affordable Housing Centers of Pennsylvania: Housing Counseling

January 20, 2016August 22, 2016 HomeHUB Editorial Board 2326 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Affordable Housing Centers of Pennsylvania is a HUD Housing Counseling agency that performs pre-purchase counseling and foreclosure prevention services in the Greater Philadelphia region. Our mission is to increase and preserve homeownership opportunities for low to moderate-income households. To find

Purchase Refinance

TD Bank: Government & Affordable Housing Programs

November 13, 2015September 30, 2016 HomeHUB Editorial Board 1635 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Flexible loan programs are available that offer an alternative to conventional home loans. Government and affordability programs provide competitive rates, low down payment requirements, and unique mortgage insurance solutions. • TD Bank offers FNMA HomeReady®, FHA, VA, and USDA-RD programs.

Purchase Refinance

TD Bank: Adjustable Rate Mortgages

November 13, 2015August 22, 2016 HomeHUB Editorial Board 1494 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Adjustable Rate Mortgages If the borrower plans to move in a few years and is looking for lower up-front payments an adjustable rate mortgage is a great option. Here are a few key benefits: Interest rates are initially lower than

Purchase Refinance

TD Bank: Fixed Rate Mortgages

November 13, 2015August 22, 2016 HomeHUB Editorial Board 1354 Views Bucks, Chester, Delaware, Montgomery, Philadelphia

Fixed Rate Mortgages- If the borrower plans to stay in the home for several years and prefers the stability of fixed monthly payments, a fixed rate mortgage may be the right choice. Here are a few key benefits: 30yr and

Refinance

PHFA: FHA/VA Streamline Refinance Loan

November 11, 2015August 22, 2016 HomeHUB Editorial Board 1555 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The FHA/VA Streamline Refinance loan product allows eligible FHA and VA homeowners to refinance their existing FHA or VA loan to reduce their current monthly mortgage payment. For FHA loans, the new loan can only include the outstanding principle balance

Foreclosure Post Purchase Pre-Purchase Refinance

Nueva Esperanza: Housing Counseling

October 27, 2015September 20, 2016 HomeHUB Editorial Board 1370 Views Philadelphia

All of our services are tailored to each client’s unique circumstances. In the counseling process, we provide professional education, information and guidance so that each client can make informed choices based on the options available to them. Click here to

Credit Recovery Delinquency Prevention Foreclosure Home Repair and Improvement Other Post Purchase Pre-Purchase Purchase Refinance

Fair Housing Council of the Capital Region: Home Ownership, Financial Education, Foreclosure Mitigation, Landlord-Tenant, Healthy Communities

September 22, 2015August 22, 2016 HomeHUB Editorial Board 1369 Views Cumberland, Dauphin, Perry

The Fair Housing Council is a full-service HUD-Certified agency, serving the needs of renters and homebuyers throughout Central Pennsylvania. Click here to learn more. Contact: Nelva Wright Phone: 814-946-3651 URL: www.pafairhousing.org

Credit Recovery Delinquency Prevention Foreclosure Home Repair and Improvement Post Purchase Pre-Purchase Purchase Refinance

The Institute for Public Policy & Economic Development: Community Toolkit

September 22, 2015October 6, 2016 HomeHUB Editorial Board 1221 Views Lackawanna, Luzerne

NEPAhousing.org is a portal with a community toolkit for local government to improve housing stock and affordability. It leads to lackawannahousing,org and luzernehousing.org which are educational and informational sites for homeowners/buyers. Click here to learn more. Contact: In transition Email: info@institutepa.org Phone:

Purchase Refinance

PHFA: HFA Preferred (Lo MI)

September 16, 2015August 22, 2016 HomeHUB Editorial Board 1575 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The HFA Preferred™(Lo MI) loan, mortgage insurance is provided by one of several private mortgage insurance companies when the borrower puts down less than 20 percent (20 %) towards the purchase of the home. This program also provides a refinance

Refinance

PHFA: HFA Preferred Risk Sharing

September 16, 2015August 22, 2016 HomeHUB Editorial Board 1375 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The HFA Preferred Risk Sharing™(No MI) loan does not require mortgage insurance, which is insurance coverage that is commonly required by lenders when the borrower has a downpayment of less than 20 percent (20 %) of the purchase price. This

Home Repair and Improvement Purchase Refinance

M&T Bank: First Time Homebuyer Programs

September 14, 2015August 22, 2016 HomeHUB Editorial Board 1952 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

M&T Bank offers a wide range of First-Time Homebuyer Programs with the financing solutions you need and the service you want. If you’re interested in making homebuying easy and affordable. M&T is here to help. Disclosure: M&T is an Equal

Home Repair and Improvement Post Purchase Purchase Refinance

USDA Rural Development: Homeownership and Home Repair Products

September 14, 2015August 22, 2016 HomeHUB Editorial Board 1450 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

USDA RD offers both home purchase and home repair loan products for those with very-low incomes to those with moderate incomes in rural Pennsylvania. Products include Direct subsidized loans for low income applicants, Guarantee loans for moderate income applicants and Direct

Purchase Refinance

PHFA: Keystone Advantage Assistance Loan

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1547 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Keystone Advantage Assistance Loan Program provides a second mortgage loan to help with the costs associated with the purchase of a home. Qualified borrowers can receive up to four percent (4%) of the purchase price or market value or