Nonprofit SUN Initiative – Foreclosure Prevention Resource

Nonprofit SUN Initiative helps Pennsylvania homeowners facing foreclosure or who are behind on their mortgage payments to repurchase their homes with a new mortgage that they can afford. Since 2009, SUN has helped nearly 800 families in five states stay

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Socialserve.com : PAHousingSearch.com

About: A free service to list and find affordable homes in Pennsylvania. To find out more, click here. Email: info@socialserve.com Phone: 1.877.428.8844 Website: pahousingsearch.com Additional Information: The call center is available Monday through Friday from 9 am to 8 pm. Click

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FDIC: Affordable Mortgage Lending Guide, Part I: Federal Agencies and Government Sponsored Enterprises

About: The Affordable Mortgage Lending Guide, Part I describes federal programs that support home purchase, refinance, manufactured housing, and some home improvement lending by banks. It covers programs that are targeted to a variety of communities and individuals including rural, Native

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WSFS Bank: First Time Homebuyer Program

About: With world-class service, a range of mortgage products to choose from and friendly Associates to help you make the right decisions, WSFS Bank can help you get more than just a mortgage. Ask us about our First Time Homebuyers

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First Energy: Energy Programs

About: First Energy offers a variety of incentive programs for saving energy in the residence through their four electric companies in PA. Programs vary but may include: Home Energy Analyzer Residential Energy Audit Program Appliance Program Lighting Program HVAC &

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Credit Counseling Center: Reverse Mortgage Counseling

A reverse mortgage, also known as the home equity conversion mortgage (HECM) , is a financial product for homeowners 62 or older who have accumulated home equity and want to use this to supplement retirement income. To learn more, click

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First Commonwealth Bank: First at Home

A specialty program within our mortgage loan capabilities is First at Home. For those who have never bought a home before, it’s hard to know what to expect. Home shoppers find themselves concerned about down payments and closing costs, interest

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First Commonwealth Bank: Community First Home Improvement Loan

Sometimes you just need a little bit of a boost in order to improve your home, which is why we’ve developed the Community First Home Improvement Loan. Features & Benefits:  Designed to help homeowners perform home improvement; Flexible uses include

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Mon Valley Initiative: Housing Counseling Program

MVI’s Housing Counseling Program provides services in individual and group settings to help clients achieve and maintain homeownership.  Click here to learn more. Contact: Jonathan Weaver Phone: 412 464 4000 ext 4008 Email: jweaver@monvalleyinitiative.com URL: http://www.monvalleyinitiative.com/home-buying-guidance/housing-counseling-program/ Additional Information: Please contact MVI

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Pennsylvania Assistive Technology Foundation: Assistive Technology (AT) Loans, Including Accessible Home Modifications.

Pennsylvania Assistive Technology Foundation offers no or low-interest loans so that people with disabilities and older Pennsylvanians can purchase the AT that they need to maintain or increase independence. Examples of AT include ramps, roll-in shower, widened doorways, stair glides,

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PHFA: PENNVEST

Pennvest assists eligible homeowners who need to repair or replace their individual on-lot septic system OR to connect for the first time to a public sewer system. This product has a low interest and provides up to $25,000 with a

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WesBanco Bank, Inc: WesBanco’s Freedom Mortgage Loan

Freedom from rent; freedom to own; financial flexibility to buy or refinance a home! To find out more, contact Don Wargo (information below). Contact: Don Wargo Email: dwargo@wesbanco.com Phone: 412-902-3127 Additional Information: Purchase or Refinance; Maximum LTV 97%; No Mortgage Insurance Required; 15 or 30 year fixed rate; 3% sellers

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Self Determination Housing Project of Pennsylvania (SDHP): PA Accessible Housing Program

SDHP has long advocated that people with disabilities and older adults must have safe, affordable, accessible, and non-segregated housing. Individuals with disabilities and older adults, like all people, are entitled to choose where and with whom they live, and not

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First Commonwealth Bank: Personal Access Line of Credit

Like the flexibility of borrowing when you need it without reapplying for a loan? Our Personal Access Line of Credit could be the answer. Personal Access Line of Credit Features & Benefits: An unsecured line of credit with a competitive

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Sewickley Savings Bank: Mortgage Financing Options for First Time Home Buyers

Sewickley Savings Bank offers two first time homebuyer options.  To find out more, click here  Contact: Thomas R. Ondek Email: tondek@sewickleysavingsbank.com Phone: 412-741-5000 URL: www.sewickleysavingsbank.com Additional Information: Option #1 LOW MONTHLY PAYMENT -The bank will lend up to 90% of the lesser of the appraised

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PHFA: FHA/VA Streamline Refinance Loan

The FHA/VA Streamline Refinance loan product allows eligible FHA and VA homeowners to refinance their existing FHA or VA loan to reduce their current monthly mortgage payment. For FHA loans, the new loan can only include the outstanding principle balance

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PHFA: Keystone Home Loan

The Keystone Home Loan provides Conventional financing up to 80% in addition to FHA, VA and RD loans. You may need to be a first-homebuyer, but if you plan to buy a home in a Targeted county or area; or

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Union Privilege: Union Plus Mortgage Program

The goal is to help union members and their families succeed financially through a unique program that features special benefits, a dedicated program structure, a trained sales force, and ongoing sales management routines to maximize the opportunity.Wells Fargo is the exclusive

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HUD: Good Neighbor Next Door Financing Program

The Good Neighbor Next Door financing program is a neighborhood revitalization initiative provided through HUD. The initiative is designed to encourage law enforcement officers, eligible teachers, firefighters, and Emergency Medical Technicians (EMT) to live in the low- and moderate-income neighborhoods

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Tabor Community Services: Reverse Mortgage (HECM) Counseling

We help people who are over 62 to understand reverse mortgages (also known as Home Equity Conversion Mortgage or HECM) and to decide if this is a good option for them. This counseling is required by law before any lender

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PHFA: Keystone Government

The Keystone Government Loan Program (K-Gov) provides first mortgage financing on loans insured by the Federal Housing Administration (FHA) or guaranteed by Rural Development (RD) or the Department of Veterans’ Affairs (VA). Loans are underwritten using the guidelines of the

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PHFA: HFA Preferred (Lo MI)

The HFA Preferred™(Lo MI) loan, mortgage insurance is provided by one of several private mortgage insurance companies when the borrower puts down less than 20 percent (20 %) towards the purchase of the home. This program also provides a refinance

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