Keystone Government Loan (K-GOV)

About: The Keystone Government Loan Program provides first mortgage financing on loans insured by FHA or guaranteed by RD or VA. Loans are underwritten using the guidelines of the respective federal agency providing the insurance/guaranty.

Contact: April O’Connell

Email: aoconnell@phfa.org

Phone: 717-780-3930

Website: https://www.phfa.org/forms/overviews/product_overview.pdf

Additional Details: Borrower eligibility is determined by the respective federal agency guidelines. There are no PHFA specific income or purchase price limits by county. However, the maximum loan amount is $548,250. Additionally, there is no first-time homebuyer requirement. Borrowers may be eligible for downpayment and/or closing cost assistance through the Keystone
Advantage Assistance Loan program.