Keystone Home Loan (KHL)

About: Keystone Home Loans provides first mortgage financing on loans insured by the Pennsylvania Insurance Fund (PHIF), FHA or guaranteed by VA or RD. KHL Conventional provides funding up to97 percent (97%) of the purchase price or appraised value, whichever is less.

Contact: April O’Connell

Email: aoconnell@phfa.org

Phone: 717-780-3930

Website: https://www.phfa.org/forms/overviews/product_overview.pdf

Additional Details: The borrower and all other adults who intend to live in the home within 12 months from closing must be first-time homebuyers. This is defined as someone who has not had an ownership interest in (not listed on the deed of) their principal residence during the previous three years.