The Northampton County First-Time Homebuyer Program provides loans to eligible first-time buyers of Northampton County homes. These loans provide up to $5,000 to help with the cost of the house and closing costs; we secure the investment in our communities by placing a lien on the property for 5 years or until the property is sold. For each year you stay in your home, 20% of the loan is forgiven. The loan is completely forgiven if the homebuyer stays in the house for at least 5 years. Click here to learn more.
Additional Information: Income must be at or below 80% HUD AMI, based on household size. Mortgages are offered by specific lending partners, with funds subject to availability.