PHFA: Access Downpayment and Closing Cost Assistance

The Access assistance loan is only available to buyers who are also using the Access Home Modification Program. Buyers may be eligible for up to 15,000 in a no interest downpayment and closing cost assistance loan.  Click here to learn more.

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PHFA: Access Home Modification Loan

The Access Modification Loan offers a zero-interest loan between $1,000 and $10,000 in conjunction with a PHFA first mortgage. It allows buyers with a physical disability or a physically disabled household member to modifications to the house suit your present

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PHFA: Mortgage Credit Certificate

A PHFA Mortgage Credit Certificate (MCC) allows homebuyers to claim a tax credit for 50 percent (50%) of the mortgage interest paid per year, capped at $2,000 annually. It is a dollar-for-dollar reduction against your federal tax liability. The MCC

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PHFA: Keystone Advantage Assistance Loan

The Keystone Advantage Assistance Loan Program provides a second mortgage loan to help with the costs associated with the purchase of a home. Qualified borrowers can receive up to four percent (4%) of the purchase price or market value or

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PHFA: Keystone Home Loan

The Keystone Home Loan offers a 30-year fixed PHFA home loan with specific income and purchase price limits. If you are not a first time homebuyer, but you plan to buy a home in a Targeted county or area; or

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NeighborWorks® Western Pennsylvania: eHome America Online

In addition to in-person homebuyer education workshops, NeighborWorks Western Pennsylvania offers Homebuyer Education online via eHome America for individuals who are unable to attend an in-person workshop, for a registration fee of $99.00. Anyone seeking a certificate of completion is

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NeighborWorks® Western Pennsylvania: Homebuyer Education

NeighborWorks® Western Pennsylvania regularly offers homebuyer education workshops that meet or exceed minimum standards set by, Pennsylvania Housing Finance Agency, US Department of Housing and Urban Development, and National Industry Standards for Homeownership Education and Counseling. These workshops, which are

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NeighborWorks® Western Pennsylvania: Credit and Budget Counseling

NeighborWorks® Western Pennsylvania offers free one-on-one budget and credit counseling, during which clients meet with a counselor to establish a budget, create an action plan, improve credit history and learn how to take control of their financial life. Counselors also

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NeighborWorks® Western Pennsylvania: Financial Education Workshops

Financial education workshops are regularly held at NeighborWorks® Western Pennsylvania’s HomeOwnership Center in the Uptown neighborhood of Pittsburgh and in communities throughout the region, and cover topics such as budgeting, banking, credit, savings and avoiding predatory lending. These workshops enable

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PHFA: First Mortgage Programs

The Pennsylvania Housing Finance Agency (PHFA) offers affordable mortgage options for homebuyers and homeowners throughout the Commonwealth. Our product offerings and housing resources available will provide consumers with assistance needed to become and remain homeowners. Click here to learn more.

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FHLBank Pittsburgh: First Front Door Downpayment and Closing Cost Assistance

The 2017 funding round of FHLBank Pittsburgh’s First Front Door (FFD) program is now open. FFD helps qualified first-time homebuyers at or below 80 percent of area median income by supplementing the funds they are required to put towards down

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