PHFA: Employer Assisted Housing

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1315 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Pennsylvania Housing Finance Agency is pleased to offer an Employer Assisted Housing (EAH) Initiative to help address the issues regarding the lack of affordable housing for low- to moderate-income workers. Participating Employers who offer a monetary home purchase benefit

Foreclosure

PHFA: Homeowners Emergency Mortgage Assistance Program

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1343 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

HEMAP is a loan program designed to protect Pennsylvanians who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. HEMAP funds loaned to prevent foreclosure

Purchase

PHFA: HOMEstead

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1410 Views Adams, Allegheny, Armstrong, Beaver, Bedford, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Wayne, Westmoreland, Wyoming, York

Homebuyers eligible for the HOMEstead program may qualify for up to $10,000 in downpayment and closing cost assistance in the form of a no-interest, second mortgage loan. HOMEstead funds are forgiven at 20 percent per year over five years for

Delinquency Prevention Foreclosure Post Purchase Pre-Purchase

PHFA: Homebuyer Counseling and Education

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1286 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

PHFA offers homebuyers the opportunity to receive homebuyer counseling and education through its approved counseling agencies, as well as an online program. Click here to learn more. Contact: Kate Newton Phone: 717-780-3871 URL: http://www.phfa.org/applications/counseling_agencies.aspx Additional Information: Ongoing

Purchase

PHFA: Access Downpayment and Closing Cost Assistance

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1209 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Access assistance loan is only available to buyers who are also using the Access Home Modification Program. Buyers may be eligible for up to 15,000 in a no interest downpayment and closing cost assistance loan. Click here to learn more.

Purchase

PHFA: Access Home Modification Loan

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1114 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Access Modification Loan offers a zero-interest loan between $1,000 and $10,000 in conjunction with a PHFA first mortgage. It allows buyers with a physical disability or a physically disabled household member to modifications to the house suit your present

Purchase

PHFA: Mortgage Credit Certificate

August 17, 2015August 22, 2016 HomeHUB Editorial Board 2066 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

A PHFA Mortgage Credit Certificate (MCC) allows homebuyers to claim a tax credit for 50 percent (50%) of the mortgage interest paid per year, capped at $2,000 annually. It is a dollar-for-dollar reduction against your federal tax liability. The MCC

Purchase Refinance

PHFA: Keystone Advantage Assistance Loan

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1575 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Keystone Advantage Assistance Loan Program provides a second mortgage loan to help with the costs associated with the purchase of a home. Qualified borrowers can receive up to four percent (4%) of the purchase price or market value or

Purchase

PHFA: Keystone Home Loan

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1143 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Keystone Home Loan offers a 30-year fixed PHFA home loan with specific income and purchase price limits. If you are not a first time homebuyer, but you plan to buy a home in a Targeted county or area; or

Pre-Purchase Purchase

NeighborWorks® Western Pennsylvania: eHome America Online

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1039 Views Allegheny, Beaver, Butler, Fayette, Lawrence, Westmoreland

In addition to in-person homebuyer education workshops, NeighborWorks Western Pennsylvania offers Homebuyer Education online via eHome America for individuals who are unable to attend an in-person workshop, for a registration fee of $99.00. Anyone seeking a certificate of completion is

Pre-Purchase Purchase

NeighborWorks® Western Pennsylvania: Homebuyer Education

August 17, 2015August 22, 2016 HomeHUB Editorial Board 1053 Views Allegheny, Beaver, Butler, Fayette, Lawrence, Westmoreland

NeighborWorks® Western Pennsylvania regularly offers homebuyer education workshops that meet or exceed minimum standards set by, Pennsylvania Housing Finance Agency, US Department of Housing and Urban Development, and National Industry Standards for Homeownership Education and Counseling. These workshops, which are

Credit Recovery Other

NeighborWorks® Western Pennsylvania: Credit and Budget Counseling

August 16, 2015August 22, 2016 HomeHUB Editorial Board 1410 Views Allegheny, Beaver, Butler, Fayette, Lawrence, Westmoreland

NeighborWorks® Western Pennsylvania offers free one-on-one budget and credit counseling, during which clients meet with a counselor to establish a budget, create an action plan, improve credit history and learn how to take control of their financial life. Counselors also

Credit Recovery

NeighborWorks® Western Pennsylvania: Financial Education Workshops

August 16, 2015August 22, 2016 HomeHUB Editorial Board 1377 Views Allegheny, Beaver, Fayette, Lawrence, Washington, Westmoreland

Financial education workshops are regularly held at NeighborWorks® Western Pennsylvania’s HomeOwnership Center in the Uptown neighborhood of Pittsburgh and in communities throughout the region, and cover topics such as budgeting, banking, credit, savings and avoiding predatory lending. These workshops enable

Pre-Purchase

PHFA: First Mortgage Programs

July 25, 2015August 22, 2016 HomeHUB Editorial Board 1143 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The Pennsylvania Housing Finance Agency (PHFA) offers affordable mortgage options for homebuyers and homeowners throughout the Commonwealth. Our product offerings and housing resources available will provide consumers with assistance needed to become and remain homeowners. Click here to learn more.

Purchase

FHLBank Pittsburgh: First Front Door Downpayment and Closing Cost Assistance

July 23, 2015March 15, 2017 HomeHUB Editorial Board 1089 Views Adams, All Counties, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

The 2017 funding round of FHLBank Pittsburgh’s First Front Door (FFD) program is now open. FFD helps qualified first-time homebuyers at or below 80 percent of area median income by supplementing the funds they are required to put towards down

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